News

Nov. 18, 2019

Check Your Credit Report

Credit card companies and lenders rely on credit scores, which determine someone's ability to pay debt completely and in the required time. Scores range from 200 to above 800. Scores below 620 are considered risky; 720 and over are excellent.

There are five categories of scoring: payment history (35 ...

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Nov. 11, 2019

The Do's and Don'ts of Choosing a Contractor

Americans spend billions of dollars on construction and home remodeling each year. Many homeowners have discovered that improving their present residence with an updated kitchen, an additional bathroom, new windows, or a new roof can be a more prudent investment than purchasing a new residence. However, adding a room or ...

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Nov. 4, 2019

Creating Curb Appeal

There's nothing better than a great first impression

 

What's the first thing a potential homebuyer will notice about your house? The 

great view from the master bedroom? Your beautiful kitchen? If your house's 

front exterior is lacking appropriate "curb appeal" it's unlikely that buyers will  ...

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Oct. 28, 2019

Down Payment Blues

For many Americans, coming up with a down payment for their first home can be a major roadblock–and quite often the reason for renting, rather than owning a home. A down payment is the difference between the home's purchase price and its mortgage amount. This percentage of the sale ...

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Oct. 21, 2019

What is a Real Estate Appraiser?

A real estate appraiser is an impartial, independent third party who provides an objective report on the estimate of value of real estate. The appraisal is supported by the collection and analysis of data. 

When should I use an appraiser? 

You will likely need the services of a ...

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Oct. 14, 2019

Yes–You Must Disclose

When the time comes to sell your home, you will be asked to fill out a disclosure statement that will list "material facts" about problems you are aware of regarding the condition and history of your home. Both federal and state laws govern what must be disclosed during a property ...

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Aug. 26, 2019

If You’re Serious about Buying–It’s Time to Get Pre-Approved

Pre-approval by a lender helps you determine your price range for a home in advance so that you look at homes you can afford. When you get pre-approved for a home loan, you’ll be in a stronger position to buy when you find the right home. 

You become pre-approved ...

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Aug. 19, 2019

Finding the Right Neighborhood

When you think about your dream home in the Fresno or Clovis area, are you seeing the house, or the neighborhood it's in?

It's easy to get caught up in bedroom and bathroom counts when you're shopping for a new home Fresno or Clovis, but the biggest ...

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Aug. 12, 2019

Is it time to make a move?

Whether you're looking to take advantage of low interest rates or your housing needs have changed–it may be time to buy or sell. Here are four signs it's time to make a move in Fresno or Clovis:

1. You're running out of space.
If every closet is ...

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Aug. 5, 2019

Is This the Right Time to Sell?

Are you wondering if this is a good time to sell? In Fresno and Clovis, we're seeing a market where home values have rebounded and are steadily climbing. If you market and price your home correctly, you may have multiple offers submitted within days of a property going on ...

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